Translation of "Kreditentscheidung" in English

How can I increase my chances of getting a positive credit decision?

The loan decision is probably based on a sophisticated system of creditworthiness rating.

Complete the credit agreement, sign it online and get an instant credit decision.

The decision upon your credit happens within a few seconds!

Loans can be approved only for customers in risk classes up to 6.2.

Operationally, the new system had to provide instant, audit-able and traceable credit risk ratings.

You have a right to get feedback from credit institutions on their credit decision.

The Commission considers, therefore, that it has been adequately shown that by November 2002 at the latest, there was a coherent plan for the reorganisation of the firm which formed the basis not only of the KfW consortium's decision to grant a loan but also of the measures to reorganise the service provider business undertaken in November.

This demonstrated Crist’s ability to raise finance on the capital market, at the time of the loan decision.

As outlined in recitals 56 to 60, Poland put forward additional explanations on the elements which led IDA to take the credit decision.

When it comes to a lending decision, it is crucial to work with the necessary value-adding data.

Every credit decision is archived, along with all supporting data, to provide a full audit trail and the ability to conduct ‘What If?’ analysis over historic decision data.

In selecting your personal information and usage data (including income/asset situation, duration of customer relationship, activities among the Fidor Community, data from your profile, etc.), Fidor Bank performs a credit scoring for the purpose of the credit decision.

Processing of this joint financing is undertaken in a simplified, swift process – including a binding decision on the loan in just nine working days.

To enable a quick loan decision within the 60-second banking, Fidor Bank uses an automated risk classification method.

In 60 percent of cases, the impression that the business owner makes on the bank has an impact on the bank's loan decision.

Thanks to its credit scoring algorithm, which is based on the application form details, behaviour data and credit bureau data, borrowers receive a credit decision in less than 20 seconds.

A crucial consideration for decisions on lending for project financing purposes is whether the project can achieve sufficient cashflow to cover operating costs and debt servicing.

This is documented in a banking memorandum which covers all facts that are decisive for the internal decision-making process of financiers and which facilitates a fast decision-making process.

The general economic situation, and the industry conditions, will certainly have a bearing on the credit decision, though most credit managers give more importance to character and past performance.

Our objective is to focus on smart data to filter out the noise and work with valuable data that can be effectively used to make the lending decision.

In addition to the continuing reduction of risk positions within the Bank’s internal Restructuring Unit, the comprehensive revisions of the internal structures, processes and monitoring systems in the areas accounting, risk management and loan decision contributes to making the Bank fit for the future.

To make a lending decision, we start with fraud elimination and profile audit to build the scorecard that sorts our clients based on credibility.

The full audit trail captures credit decision data, supporting documents and approval history information.

Regarding the question of whether a company’s environmental impacts should be factored into banks’ corporate lending decisions (e.g. through ratings), opinions in the financial industry are rather divided.

Once a rating has been assigned, the bank will use it at several stages of its internal credit process, which comprises the credit decision, price setting, and the ongoing monitoring of borrowers as shown in figure 3.

Issuers use our ratings to gain the trust of banks and investors. Financial service providers apply our outsourcing solutions in their credit processes and base their credit decisions on the analytical results of our risk management tools.